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Banking Employment Opportunities May 2021
Banking Employment Opportunities May 2021
SENIOR BUSINESS DEVELOPMENT OFFICER
Trindad &Tobago Police Credit Union & Co-operative Society
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SENIOR BUSINESS DEVELOPMENT OFFICER (THREE (3) YEAR CONTRACT)
Position Summary
You will design, develop and enhance the Credit Union’s suite of products and services and establish new and innovative ways of promoting new and existing business offerings to support the organisation’s strategic plan.
You will use dynamic business development strategies, knowledge of industry trends and technology to deliver new and innovative ways of delivering our service to a wider audience.
You will be responsible for the organisation’s strategic business development and partnerships as well as all market penetration initiatives.
Develop and execute strategies to increase membership, loans and the development of products and services.
Minimum Requirements and Experience
Master’s Degree in Marketing/Management or a related field, and seven (7) years related professional marketing/management experience, four (4) of which should be at the Supervisory level. Experience in the Financial Services Sector will be an asset.
Competencies
- Leadership
- Technical and Professional
- Business Acumen
- Planning & Organizing
- Communication
- Relationship Management
- Negotiation and Influence
- Decision Making & Problem Solving
Knowledge, Skills and Abilities
- Proven track record in developing marketing and business development strategies. Experience in the Financial Services Sector will be an asset.
- Ability to communicate with a wide cross section of individuals at varying levels.
- Ability to contribute to the strategic development and delivery
- Ability to function in a technology-prevalent environment, utilizing computers and a variety of software as key work tools.
- Ability to recognize changing market forces that may impact upon company or members’ business and puts plans into action to make a positive contribution.
- Results oriented, requires establishing and maintaining challenging achievement goals and exerting effort toward mastering tasks.
- Ability to identify and solve complex problem and review related information to develop and evaluate options and identify solutions.
- Social media marketing expertise
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Banking Employment Opportunities May 2021
SUPERVISOR – BRANCH
Trindad &Tobago Police Credit Union & Co-operative Society
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SUPERVISOR – BRANCH
Job Summary
This is responsible work in supervising the daily operations of the branch.
The incumbent in this position is responsible for assisting the Branch Manager with the supervisory responsibilities of the branch. The work involves closely monitoring and verifying all the transactions completed in the branch (loans and member services) to ensure that they are in compliance with the Credit Union’s operational policies and procedures and assisting with developing and implementing a marketing plan to meet the branch targets. This position reports to the Branch Manager.
Minimum Requirements and Experience
- Associate Degree in Management Studies or any other related field and three (3) years related work experience of which one (1) year must be in a supervisory capacity. Two (2) years in the capacity of Loan Officer will be an asset.
Knowledge, Skills and Abilities
- Receive, transfer, record, secure and enter all cash transactions to and from the vault.
- Supervises subordinates, including scheduling of work, evaluating performance, disciplinary actions and CU’s policy compliance.
- Some knowledge of modern marketing techniques and procedures.
- Extensive knowledge of the CU’s loans policies and procedures.
- Some knowledge of the Labour Laws of Trinidad and Tobago.
- Excellent customer service skills.
- Ability to prepare the department’s annual budget.
- Ability to prepare reports and presentations
- Verify transactional receipts and balance tellers closing cash
- Handle all medical claims queries
- Prepare and process all liquidation and share withdrawals as approved by the Credit Committee and Board of Directors
- Review all loan packages prior to submitting to the Credit Committee for approval.
- Follow-up on internal audit reports and ensure the adjustments are completed
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Banking Employment Opportunities May 2021
Assistant Manager, Internal Audit
JMMB Trinidad and Tobago
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Ensures successful completion of assigned audit engagements for companies within the JMMB Group TT, from start to finish, inclusive of preplanning and full wrap up activities.
Job Purpose & Summary:
Ensures successful completion of assigned audit engagements for companies within the JMMB Group TT, from start to finish, inclusive of preplanning and full wrap up activities. Manages, coaches and directs daily activities of Internal Auditors assigned to assist during an engagement. Applies risk and control concepts to scenarios encountered and identifies any potential issues. Communicates identified issues with Manager Internal Audit to ensure any potential concerns are addressed in a timely and effective manner.
Duties and Responsibilities:
- Conducts assigned audit engagements and follow-up reviews required of Internal Audit Activities within the financial services successfully, from beginning to end in keeping with the established JMMB Group Internal Audit Methodology; including planning, drafting accurate audit findings and assisting with drafting audit reports.
- Identifies and communicates promptly with Auditees and Manager Internal Audit on issues identified, offering recommended solutions relevant to the business and risk and overall strategic objectives and profiles of each company.
- Take steps to ensure audit conclusions are based on a complete understanding of the process, circumstances, and risk prior to embarking on a review. Obtains and reviews evidence ensuring audit conclusions are well-documented and clear enough in working papers before submission so that any reasonably prudent person will arrive at the same conclusion.
- Supervises and coaches Internal Auditors assigned on engagements providing guidance and assessing quality of overall deliverables to ensure the objectives are met based on the scope. Communicates assigned tasks to Internal Auditors in a manner that is clear and concise ensuring high quality, accuracy, and efficient results.
- Develops planning steps, Business Process Matrices, Fraud Risk Assessments, Audit Work Programs with detailed testing procedures relevant to risk and scope objectives.
- Ensures adherence at all times to all applicable group, department, professional standards, policies, procedures and practices applicable to the reviews assigned.
- Organizes personal effort along with those of Internal Auditors to be risk-based, productive, and efficient at all times; ensure Personal Balance Scorecards are effectively updated, scored and submitted for review and approval within set deadlines.
- Ensures adequate focus on personal professional growth relevant to taking on more challenging assignments, in line with standard audit career progression – proactively seeks relevant education and training opportunities.
- Performs other related duties as assigned.
Education, Training & Work Experience Required:
- Master’s Degree /Bachelor’s Degree in Management/Finance/Accounting.; Certificates from IIA on Internal Auditing or other related Certificate or Diploma.
- Professional Certification in Fraud, Compliance, Finance, IT or other related field
- 5 years’ relevant audit experience is required.
- Experience supervising and coaching team members and preparing appraisal/assessment reports timely.
- Experience using the IIA international standards to ensure that: audit assignments are quality controlled; audit methodology follows a risk based approach covering planning, fieldwork, reporting, follow up and preparation of audit reports.
Skills:
- Ability to observe and understand business processes ensuring processes are documented completely and accurately during the walkthrough and recognize where audit scope must be suitably updated and submitted for approval.
- A team player, with strong communication, organization and follow-up skills including the ability to handle competing priorities and meet all deadlines and commitments to ensure department objectives are met.
- Executes effective and thorough application of all internal audit standards within assigned responsibility
- Proactive in researching business best practice concepts in order to apply as appropriate.
- Reliability.
- Ability to flourish in a fast-paced, complex environment and willing to adapt to change.
- Ability to give and follow instructions accurately and efficiently; proactive in asking clarifying questions to ensure work effort is directed wholly toward desired outcome
- Ability to identify underlying root cause and implications of audit issues raised.
- Good awareness of all other departments within the Bank with risk, control, and governance responsibilities and what is necessary for successful collaboration and information sharing with internal audit.
- Ability to identify sensitive issues and facilitate communications in a proactive and non-contentious manner to avoid surprises and disagreements.
- Ability and willingness to travel between Branches and entities within the JMMB Group TT on short notice.
- Working knowledge in fields such as auditing, finance, technology, operations, or investigations.
- Demonstrate a positive, can-do attitude.
- Willingness and ability to adapt to new circumstances, information, and challenges.
- Good listening, negotiation and communication skills.
- Proficient in the use of MS Office applications, and performing audit work in Teammate.
- Knowledge of the use of Data Analytics in audit scoping will be considered an asset.
- Excellent interpersonal, written and verbal communication skills.
- Experienced in coaching and negotiating skills.
- Knowledge of CBTT and SEC guidelines and other regulatory/FIA requirements relevant to companies within the JMMB Group TT.
Behavioural Competencies:
- Promotes the JMMB’s philosophy of the Vision of Love and its unique culture.
- Promotes the Project Management culture for the transformation and continuous improvement of the JMMB and its associated companies.
- Solution oriented expert
- Actively live our core values as enshrined in the Vision of Love
- Extraordinary leader working in the best interest of all
- JMMB’s defined Leadership competencies
Apply Now
Banking Employment Opportunities May 2021
Client Relationship Officer
JMMB Trinidad and Tobago
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The Client Relationship Officer Interviews Clients, hears their concerns, assesses the situation and provides financial advice for the development of their respective investment portfolios towards helping them meet their financial goals.
Job Purpose & Summary:
The Client Relationship Officer Interviews Clients, hears their concerns, assesses the situation and provides financial advice for the development of their respective investment portfolios towards helping them meet their financial goals.
Duties and Responsibilities:
- Participates in Branch/Company sales, marketing, and public relations activities, to meet its targets for profitability and market share through but not limited to:
- -Utilizing personal and business resources and networks to create a list of prospective clients, within the immediate and wider communities.
- -Makes direct contact with new and existing clients where appropriate, and offers investment solutions
- Advises in Branch Clients as well as builds a pipeline of new clients based on referrals, visits and other client acquisition strategies
- Establishes a personal sales plan for business development (cross-selling and up-selling), identifying performance targets for agreement with Team Leader
- Interviews Clients and provides them with financial advice that excites, empowers and guides them in planning their financial portfolios to achieve their financial goals.
- Has clear, precise conversations with Clients to help them make appropriate choices (e.g. identify their level of risk tolerance, the optimum investment allocation, understand financial concepts, the options available, understand the risk involved in making investments).
- Negotiates possible solutions for Clients based on the use of JMMB’s products/services generates agreed investment plan for Client.
- Open new Client accounts and processes Client transactions as per their requests and in-keeping with the law and JMMB Client Care standards.
- Send updates to clients with respect to their portfolio or general market activities
Education, Training & Work Experience Required:
- First Degree in Business, Finance or Economics.
- Licensed by the Financial Services Commission, or a suitable candidate for licensing.
- Working knowledge of financial sector instruments, laws, regulations, ethics and professional jargon
- Proven track record in sales and in building a portfolio of clients
- Experience in the development of personal financial plans and investment products
Skills:
- High level of computer literacy and skills.
- High level of oral and written communication skills. Alert to non-verbal communication.
- Minimum of five years’ working experience, preferably in a financial institution. Experience with Money Market Operations would be an asset.
Behavioural Competencies:
- Promotes the JMMB’s philosophy of the Vision of Love and its unique culture.
- Promotes the Project Management culture for the transformation and continuous improvement of the JMMB and its associated companies.
- Solution oriented expert
- Actively live our core values as enshrined in the Vision of Love
- Extraordinary leader working in the best interest of all
- JMMB’s defined Leadership competencies
Apply Now
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Galaxy S21 Ultra 5G
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Galaxy S21 5G GALAXY S21 5G VS GALAXY S21+ 5G VS GALAXY S21 ULTRA 5G SPECS
Galaxy S21 Galaxy S21 Plus Galaxy S21 Ultra Display size, resolution 6.2-inch Flat FHD+ Dynamic AMOLED 2X Infinity-O Display (2,400×1,080 pixels), 6.7-inch Flat FHD+ Dynamic AMOLED 2X (2,400×1,080 pixels) 6.8-inch Edge WQHD+ Dynamic AMOLED 2X (3,200×1,440 pixels), Pixel density 421 ppi 394 ppi 515 ppi Dimensions (Inches) 2.80×5.97×0.31 in 2.97×6.35×0.30 in 2.97×6.50×0.35 in Dimensions (Millimeters) 71.2×151.7×7.9 mm 75.6×161.5×7.8 mm 75.6×165.1×8.9 mm Weight (Ounces, Grams) 6.03 oz; 171g 7.12 oz; 202g 8.07 oz; 229 g Mobile software Android 11 Android 11 Android 11 Camera 64-megapixel (telephoto), 12-megapixel (wide-angle), 12-megapixel (ultra-wide) 64-megapixel (telephoto), 12-megapixel (wide-angle), 12-megapixel (ultra-wide) 108-megapixel (wide-angle), 12-megapixel (ultra-wide), 10-megapixel (telephoto), 10-megapixel (telephoto) Front-facing camera 10-megapixel 10-megapixel 40-megapixel Video capture 8K 8K 8K Processor Snapdragon 888 or 64-bit Octa-Core Processor 2.8GHz (Max 2.4GHz +1.8GHz) Snapdragon 888 or 64-bit Octa-Core Processor 2.8GHz (Max 2.4GHz +1.8GHz) Snapdragon 888 or 64-bit Octa-Core Processor 2.8GHz (Max 2.4GHz +1.8GHz) Storage 128GB/256GB 128GB/256GB 128GB/256GB, 512GB RAM 8GB 8GB 12GB, 16GB Expandable storage No No No Battery 4,000 mAh 4,800 mAh 5,000 mAh Fingerprint sensor In-screen In-screen In-screen Headphone jack No No No Special features IP68 rating, 5G-enabled, 30X Space Zoom, 10W wireless charging, IP68 rating, 5G-enabled, 30X Space Zoom, 10W wireless charging, IP68 rating, 5G-enabled, 100X Space Zoom, 10W wireless charging, 10x optical zoom; S Pen support
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