Sweet TnT Magazine Trinidad and Tobago Culture
Related Articles
Diabetes can well be considered the largest health challenge faced by the global community at large. With an increasing number of people being affected by both Type I and II diabetes, it has become the subject matter of numerous studies, both medical and economic.
These studies reveal how diabetes has been creating a major economic burden in the lives of the common man. This is where health insurance for diabetes from companies such as Care Insurance can come in handy.
The International Diabetes Federation predicts a global rise in the number of people affected by diabetes to 642 million by the year 2040. Currently, India ranks second in the number of people with diabetes and prediabetes with the statistics amounting to 69.2 million and 36.5 million, respectively.
This giant leap in the number of people suffering from diabetes and at-risk of diabetes is attributed majorly to sedentary lifestyle and unhealthy eating habits.
If these staggering numbers alone do not have you scrambling to buy health insurance for diabetes at the earliest, the following statistics will definitely make it happen. A study named the Cost of Diabetes in India was recently conducted within Indian communities to account for diabetes-related expenses.
The Gold standard of personal metabolism tracking
Lumen measures your metabolism in a single breath and helps you lose weight and optimize your workouts. From metabolic tracking to personalized nutrition plans, Lumen is an effortless metabolic tracking and wellness coach all in the palm of your hand!
The results reveal that 65% of the money spent by an individual in India towards diabetes treatment is attributed to ambulatory care, 35% to hospitalisation, 31% to therapy and 17% to anti-diabetic drugs. These costs can be easily covered by health insurance for diabetes.
Not only would health insurance for diabetes cover the above-named expenses and help you keep your savings intact, but it will also reduce your stress and help you focus solely on fighting this disease. Buying this kind of insurance may also cover certain other benefits, some of them are as listed below.
6 benefits of buying health insurance for diabetes
1. Annual Health-Check Ups are covered
Leading health insurance companies cover an annual health check-up for their customers. This is especially beneficial if you are at-risk of diabetes or have a family history of diabetes, as it helps you constantly monitor your blood sugar levels and make healthy choices.
Periodic check-ups will alert you to spikes in blood sugar levels and help you seek medical help early on and save up on thousands of rupees you might have spent otherwise on hospital treatments.
2. Pre and Post Hospitalisation Expenses are covered
Another reason for buying a health insurance for diabetes is that it may cover both pre and post hospitalisation expenses. Most health insurances offer coverage only for expenses that accrue after hospitalisation.
However, this is not the case with Care Insurance. You will receive maximum benefits for the premium you pay.
3. Ambulance expenses are covered
If you have subscribed to a health insurance for diabetes plan through Care Insurance, the expenses you incur for transport via ambulance will be covered up to 1,000 rupees per hospitalisation.
In fact, they go the extra mile and will arrange transportation of the Insured either from one hospital to the other or to the nearest hospital in the event of a medical emergency. Transport from one emergency care center to another is not a cover that is available generally in health insurance plans.
4. Cost for consumables covered
Consumables are not covered by most health insurance for diabetes plans. Consumables include items that are only used once in order to maintain sterility during hospitalisation. This includes masks, gloves, cotton, sanitisers, etc. You can avail an insurance coverage of a maximum of 1,000 rupees per day of hospitalisation, for a maximum period of 7 days of hospitalisation.
TRUE METRIX GO Self Monitoring Blood Glucose Starter Kit
TRUE METRIX GO Self Monitoring Blood Glucose Starter Kit complete with 100 TRUE METRIX® Test Strips, 100 30g TRUEplus® Single-Use Sterile Lancets, TRUEdraw® Lancing Device, TRUEplus® Log Book, METRIX® Control Solution (Level 1) and Meter Carrying Case.
US$29.99
5. Domiciliary hospitalisation expenses are covered
A major portion of the diabetic population in India prefer at-home treatment for diabetes. Care Insurance’s health insurance for diabetes plan will indemnify you for the expenses incurred for such treatment. You can avail up to 10% of your total sum insured after 3 days of treatment.
With the right kind of health insurance, you will receive extensive coverage for diabetes treatment.
_____________________________
Every month in 2024 we will be giving away one PlayStation 5 Pro. To qualify join our Facebook group, TikTok and Subscribe to our Sweet TnT Magazine YouTube channel
Apple – iPhone 14 Pro Max 256GB (Unlocked, US version)
US$1,359.99 US$749.99
When you buy something through our retail links, we may earn commission and the retailer may receive certain auditable data for accounting purposes.
You may also like:
Blood sugar spikes – signs and lifestyle changes
Diabetic cake: Best recipe that’s rich in flavour
Peanut Butter Pretzel Protein Balls, diabetic friendly snack
Diabetic cookies: Stick to your healthy diet plan
Watch. Belong. Transform.
Gaia offers the largest online resource of consciousness-expanding videos—over 8,000 informative and enlightening films, original shows, yoga and meditation classes, and more that you won’t find anywhere else.
Flourless rolled oats pancakes for diabetics
Pumpkin fights against cancer, diabetes and more
5 reliable healthcare apps for providers
PCOS treatment: 5 tips for fertility, hair growth, clear skin
Galaxy S21 | S21+ | S21 Ultra
5G6.8-inch Display From $599.99ᶿOriginal Price:$1199.99
6.7-inch Display From $399.99ᶿOriginal Price:$999.99
6.2-inch Display From $199.99ᶿOriginal Price:$799.99
