FINANCE

Birth rates in Trinidad and Tobago have fallen sharply over the past five decades, creating a structural demographic shift that threatens economic growth, the sustainability of public pensions, and the financial security of future retirees. The country’s crude birth rate declined from about 29 births per 1,000 people in the …

Unrealised gains tax is a policy that taxes investors on increases in asset value before those assets are sold, and the Netherlands’ new 36% rule marks the most aggressive modern implementation of this concept. Beginning in 2028, Dutch investors will face annual tax bills based on the rising value of …

Skills-first hiring practices and digital credentials represent a fundamental shift in the global recruitment landscape as employers move away from traditional degree requirements to focus on verifiable competencies. This transition addresses the widening gap between traditional academic output and the immediate technical needs of the modern workforce. Digital badges and …

Everything is turning into betting because structural economic pressure, financial disillusionment and digital platform design have made high-risk speculation feel rational to a generation that sees traditional wealth-building as unattainable. Wage growth has lagged inflation across developed economies, housing affordability has deteriorated, and the mathematics of compounding appears too slow …

Guyana’s oil boom has positioned it as a credible candidate to become the next Dubai, provided it converts rapid petroleum wealth into diversified, rules-based development. Since the 2015 offshore discovery led by ExxonMobil, more than 11 billion barrels of recoverable oil have transformed Guyana into the world’s fastest-growing economy. GDP …

Strategic Planning for Elder Care: Managing the Financial and Personal Costs of Aging The imperative for comprehensive elder care planning arises from the reality that aging often necessitates external assistance that carries significant financial and logistical burdens. Proactive preparation allows individuals to maintain autonomy, protect accumulated assets, and reduce the …

Saving money now helps you take care of yourself later is a critical financial strategy that ensures long-term independence and physical security during your senior years. This article explores how current spending habits on transient luxuries and social trends directly compromise the ability to fund essential care and medical services …

Building a financial cushion often feels like a daunting task that requires extreme sacrifice and a complete overhaul of your daily habits. Many people believe that saving money means saying no to every luxury, cancelling every holiday, and living a life of strict deprivation. However, there is a method known …

YouTube demonetisation is accelerating in 2026 because the platform is aggressively targeting interchangeable, mass-produced, AI-driven content that undermines viewer trust and advertiser confidence. The current enforcement wave is not a blanket ban on artificial intelligence but a structural reset of monetisation standards. Channels earning US$7,000 to US$30,000 per month have …

Bitconnect was a US$2.4 billion crypto Ponzi scheme that collapsed in 2018 and remains one of the most consequential frauds in digital asset history. Launched during the 2017 cryptocurrency boom, Bitconnect promised a guaranteed 1 percent daily return through an alleged proprietary trading bot. The scheme expanded globally through aggressive …