FINANCE

Diversifying your retirement through a multi-asset strategy is the most effective way to safeguard personal wealth against systemic financial collapses and market volatility. Traditional reliance on a single pension fund or a solitary 401k account exposes retirees to catastrophic risks, as demonstrated by the historic failures of institutions like FTX …

The old world is gone Ray Dalio’s final warning argues that the post-1945 global monetary and geopolitical order has entered a terminal phase driven by unsustainable debt, internal political fracture, and rising great-power conflict. Ray Dalio, founder of Bridgewater Associates, is widely regarded as one of the most influential macro …

Mastering your money: How to record your business activities properly as a small business owner Accurate financial record-keeping is the fundamental pillar of small business compliance and sustainable growth. Maintaining precise documentation mitigates the risk of punitive measures from tax authorities while ensuring the enterprise remains eligible for legitimate deductions. …

Trinidad and Tobago removed from the European Union’s list of non-cooperative jurisdictions Trinidad and Tobago’s removal from the European Union’s list of non-cooperative jurisdictions confirms its compliance with international tax transparency and fair taxation standards. In February 2026, EU Finance Ministers formally delisted the country after it implemented structural tax …

The idea of buying a house for US$12,000 sounds almost fictional to buyers in North America, Europe or even parts of Latin America. In an era when modest homes in many Western cities cost US$400,000 or more, the prospect of owning a property with land in Venezuela for the price …

Managing your personal finances requires more than just earning a good salary and saving for the future. It involves protecting the wealth you have already built. Many people assume that once their money is inside a regulated financial institution, it is perfectly safe forever. However, history shows that even large …

For decades, the path to a successful career was paved with a single sheet of embossed card: the university degree. It was the ultimate “golden ticket”. However, the modern job market is facing a massive crisis of confidence. Traditional degrees are increasingly viewed as “static”, they represent what you learned …

The entrepreneurial journey often begins with a leap of faith and a modest injection of capital. For many small business owners, that first influx of cash does not come from a high-street bank or a venture capital firm but from the kitchen table. You have a brilliant idea, a solid …

Running a small business is often a labour of love that consumes your time, your energy, and quite frequently, your personal bank account. For many entrepreneurs, the line between “my money” and “the business’s money” becomes incredibly thin during the first few years of operation. You might find yourself reaching …

Small business owners often start with a dream of independence and a passion for their craft. Whether you are a hairdresser, a plumber, or a graphic artist, the line between your personal life and your business often becomes blurred. In the rush of a busy day, it is incredibly easy …