FINANCE

Estate tax: Why New York’s proposed 50% death tax matters for everyone

Estate tax and the future of inheritance: Why financial planning must start now.

Estate tax policy is entering a new phase of debate as proposals in New York to increase death taxes from 16% to 50% highlight how governments may increasingly target inherited wealth. The discussion has intensified following comments attributed to New York political figures advocating higher taxation on estates to address …

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Why ‘dumb’ people sometimes make more money than intelligent people

Why dumb people make more money and how simple thinking builds wealth.

Many successful entrepreneurs appear less academically intelligent because financial success often rewards action, risk tolerance, and simplicity more than analytical perfection. In business and entrepreneurship, the traits that produce wealth frequently differ from those rewarded in school or traditional employment. Academic systems emphasise precision, correctness and risk avoidance, while markets …

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Birth rates in Trinidad and Tobago: Why declining fertility threatens pensions, growth and retirement security

Declining birth rates in Trinidad and Tobago: Economic and retirement implications.

Birth rates in Trinidad and Tobago have fallen sharply over the past five decades, creating a structural demographic shift that threatens economic growth, the sustainability of public pensions, and the financial security of future retirees. The country’s crude birth rate declined from about 29 births per 1,000 people in the …

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Skills-first hiring: Why digital credentials are the new global academic currency

Learn how skills-first hiring is revolutionising the job market. Learn why digital credentials are the new global currency for verifying talent in 2026.

Skills-first hiring practices and digital credentials represent a fundamental shift in the global recruitment landscape as employers move away from traditional degree requirements to focus on verifiable competencies. This transition addresses the widening gap between traditional academic output and the immediate technical needs of the modern workforce. Digital badges and …

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Why everything is turning into betting

Why everything is turning into betting: Prediction markets and the collapse of long-term investing discipline.

Everything is turning into betting because structural economic pressure, financial disillusionment and digital platform design have made high-risk speculation feel rational to a generation that sees traditional wealth-building as unattainable. Wage growth has lagged inflation across developed economies, housing affordability has deteriorated, and the mathematics of compounding appears too slow …

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Don’t be a burden to your family: Plan today so you can pay for help when you are older

Learn how cutting back on trends today allows you to pay for help with daily tasks in the future. Secure your independence by planning your finances right now.

The imperative for comprehensive elder care planning arises from the reality that aging often necessitates external assistance that carries significant financial and logistical burdens. Proactive preparation allows individuals to maintain autonomy, protect accumulated assets, and reduce the emotional strain on family members who might otherwise be forced into crisis-driven decision-making. …

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Saving money now helps you take care of yourself later

If you do not have a financial plan, you might become a burden to others later. Find out how simple changes to your spending habits today can protect your dignity and independence tomorrow.

Saving money now helps you take care of yourself later is a critical financial strategy that ensures long-term independence and physical security during your senior years. This article explores how current spending habits on transient luxuries and social trends directly compromise the ability to fund essential care and medical services …

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