FINANCE

A new language for global payments The global payments system is moving to a new common language. SWIFT, the network that connects thousands of banks and financial institutions around the world, is replacing long-standing MT message formats with the richer ISO 20022 MX format for cross-border payments. This is not …

The cryptocurrency market has always been volatile, but the recent collapse on October 10, 2025, was a watershed moment. Billions of dollars in value were wiped out in seconds, traders across exchanges were liquidated, and the ripple effects extended into real lives in tragic ways. To understand this event, known …

As the sun dips lower over the twin islands of Trinidad and Tobago, casting golden hues on Maracas Beach and the lush Botanical Gardens, the air thickens with anticipation. It is October 2025, and the holiday season beckons with Divali lights, Christmas parang rhythms, and the lingering echoes of Carnival’s …

The rise of Labubu and PopMart In 2025, headlines across the financial and cultural press were dominated by one name: Labubu, the quirky rabbit-eared collectible figure that transformed PopMart from a niche toy company into a global powerhouse. Created by Thai artist Kasing Lung, Labubu was not originally meant to …

The mystery of Bitcoin’s hard cap One of the most common questions newcomers ask about cryptocurrency is why there is only 21 million bitcoins. Unlike fiat currencies such as the US dollar or the Trinidad and Tobago dollar, Bitcoin has a fixed maximum supply. This feature has made it both …

Being fired at 50 is a shock that combines financial pressure with questions about identity and future purpose. It is also a situation many people face. Older workers remain active in the labour market, but employment rates and job outcomes vary by country and sector. Knowing your rights, stabilising your …

Why holiday advertising matters more than ever The holiday season represents the most competitive and rewarding period for brands worldwide. Consumer spending surges in November and December, with businesses of all sizes competing for attention online. Digital media buyers and advertising agencies face the challenge of maximising visibility while maintaining …

Facing reality at 50 and beyond The thought of retirement can be terrifying if you’ve reached your 50s with little to no savings. The narrative that it’s “too late” is not only discouraging but fundamentally false. The journey for late starters is not about overnight miracles; it’s about a decade …

Why digital media buyers should prioritise newsletter placement For digital media buyers, one of the most reliable ways to reach an audience that is engaged and ready to respond is through newsletters. Unlike fleeting social media impressions or pay-per-click campaigns that disappear when the budget runs out, a newsletter placement …

The unseen threat to your crypto wealth For many traders, cryptocurrency is more than an investment. It represents independence, security, and the future of financial freedom. Yet hidden in the shadows of this digital economy lies a chilling threat capable of turning that promise into a nightmare. This threat is …