3 Tips to fund your travel urges this year

When you’ve got the urge to travel, it’s hard to think about anything else. You can spend hours – sometimes days – plotting your next adventure, browsing flights, picking destinations, and dreaming of all the incredible sights you’ll see. But then, reality hits: money. How are you supposed to jet off to your dream destinations when your bank account is practically begging for mercy?

Don’t stress – travelling on a tight budget is totally possible. In fact, embracing a little financial creativity can make your trips even more memorable. Here are a few tips to keep your travel dreams alive without draining your wallet.

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Fund your travel: 3 smart strategies to make your trip happen

Work while you travel

One of the easiest ways to keep the cash flowing while you explore the world is to work on the go. If you’re a freelancer – whether you write, design, code, or do something else online – all you need is a laptop and decent Wi-Fi. Most apartment hotels, hostels, or local cafés can sort you out with a reliable connection, making it easy to work wherever you are.

Not into freelancing? No problem. You can find in-person jobs that let you meet locals and other travellers. Bartending, waiting tables, or working as a tour guide are popular options. If you’re feeling adventurous, you could even try farm work – like fruit picking in Europe – or score a gig at the hostel where you’re staying.

The key is to think outside the box. The type of work you can do will depend on where you are, so research options in advance. And remember, some places require a work visa, so make sure to sort that out before you pack your bags.

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Start saving before you go

If working while travelling isn’t your thing, the best option is to save up before you leave. This might mean cutting back on non-essentials or even moving back in with your parents for a while to reduce expenses. Yes, it’s not the most glamorous idea, but it can save you serious cash.

Alternatively, if saving feels like an uphill battle, you might consider a short-term loan to cover your initial travel expenses – though this should be a last resort. There are things like payday loans, even for those with less-than-perfect credit. Just be sure to research your choices carefully and borrow responsibly.

Once you’re travelling, stretch your savings by being smart with your spending. Skip the five-star hotels in favour of budget-friendly hostels or guesthouses, especially in pricier regions. Cook your own meals or eat street food instead of dining at fancy restaurants. Small changes can make a big difference.

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Be financially prepared

Whatever your approach – working while you travel or saving up in advance – being prepared is crucial. If you’re planning to work abroad, secure a job or at least know where to find one before you leave. And if you’re relying on savings, have enough stashed away to cover at least your first few weeks.

Being mindful of your money while travelling doesn’t mean you’ll miss out. In fact, staying in budget-friendly accommodations, eating local food, and travelling off the beaten path can lead to some of the most authentic and rewarding experiences.

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