Why do I need insurance?

Why do I really need insurance?

By Patricia James-Wilson. The topic of insurance and the need of having insurance is always a conversation for contention. The demographics of thoughts and feelings on the topic normally range from those who feel that insurance is a rip off from the word go, to others who will swear up and down about the benefits of having it.

There are also those who wish they had more but can’t afford it while those who can afford it and have needs for it just simply are not very responsible to themselves and their dependents.

The history of insurance in the first place came from the needs that exist in the IF found in life.

The most crucial “IF” is “If I were to pass away unexpectedly what would the financial status of those I leave behind?”

“If I was to get seriously ill what will be my choices for good health care?” “If I was to become disable and could no longer work what then?” These and many others stirred the need to protect that “IF” in life.

Since we are not all blessed with unlimited funds to take care of the different needs in life, insurance is the best solution unlike the chances of winning the Lotto.

Try Norton 360 FREE 30-Day Trial* – Includes Norton Secure VPN

30 days of FREE* comprehensive antivirus, device security and online privacy with Norton Secure VPN.

Join today. Cancel anytime.

*Terms Apply

Insurance covers all unforeseen occurrences

When a young person leaves school their major concern thereafter is securing employment to take care of themselves. During their working years they may want to return to school or do additional schooling for higher earning power.

Then love, marriage, children, owning a home, vehicle, vacation, etc. duly become life’s goals. Before long, they are facing education now for their own children, while approach mid life and heading down towards retirement.

Along the way unforeseen occurrences may or may not afflict them, i.e. illness, accidents, retrenchment, even death.

Peace of mind

These are the realities, whether we want to accept them or be like an ostrich sticking our heads in the ground with our behinds exposed to the elements. With proper planning for the short, medium and long term goals the “IF” in LIFE can be successfully embraced even looked forward to with a measure of peace of mind.

In the next article, we will look at how a person can identify what and how they should approach the selecting of what is best for themselves and their families.

Contact 868-687-6503 for more info.

Patricia James-Wilson, LUTCF, CAT, Financial Advisor. T/A Semaj Consultancy Services, Finance. 

Sheppard Insurance

When you buy something through our retail links, we may earn commission and the retailer may receive certain auditable data for accounting purposes.

One lucky reader won a Moto G10 smartphone for the month of August by liking  Sweet TnT Magazine Facebook Page.  September we gave away a Moto G20, in October we gave away a Moto G30 and in November we will be giving away a Moto G50. To qualify like us on Facebook and Subscribe to our Sweet TnT Magazine YouTube channel

You may also like:

TTPS advice to help fix crime

Are you helping to fix crime?

Keep burglars out of your home

Travel blogger loves Trinidad and Tobago

American shares experiences in TT

Winta from Africa enjoys Trinidad

South Trinidad always my home

Improve your intelligence daily

Mental Health Difficulties – You Are Not Alone

Relieve stress with sun salutation

Easy ways to relax your nerves

Hypothyroidism – tiredness, depression, weight gain

PCOS treatment for fertility, hair growth, clear skin

Acne fix for when you hit your late 30s

Lose belly fat after 6 easy changes

How to lower blood sugar daily

Use glass bottles to balance hormones

Store food in glass bowls for balanced hormones

Galaxy S21 Ultra 5G

NIPDEC Vacancy February 2021
Galaxy S21 Ultra 5G

Galaxy S21+ 5G

NIPDEC Vacancy February 2021
Galaxy S21+ 5G

Galaxy S21 5G

NIPDEC Vacancy February 2021
Galaxy S21 5G

GALAXY S21 5G VS GALAXY S21+ 5G VS GALAXY S21 ULTRA 5G SPECS

Galaxy S21Galaxy S21 PlusGalaxy S21 Ultra
Display size, resolution6.2-inch Flat FHD+ Dynamic AMOLED 2X Infinity-O Display (2,400×1,080 pixels),6.7-inch Flat FHD+ Dynamic AMOLED 2X (2,400×1,080 pixels)6.8-inch Edge WQHD+ Dynamic AMOLED 2X (3,200×1,440 pixels),
Pixel density421 ppi394 ppi515 ppi
Dimensions (Inches)2.80×5.97×0.31 in2.97×6.35×0.30 in2.97×6.50×0.35 in
Dimensions (Millimeters)71.2×151.7×7.9 mm75.6×161.5×7.8 mm75.6×165.1×8.9 mm
Weight (Ounces, Grams)6.03 oz; 171g7.12 oz; 202g8.07 oz; 229 g
Mobile softwareAndroid 11Android 11Android 11
Camera64-megapixel (telephoto), 12-megapixel (wide-angle), 12-megapixel (ultra-wide)64-megapixel (telephoto), 12-megapixel (wide-angle), 12-megapixel (ultra-wide)108-megapixel (wide-angle), 12-megapixel (ultra-wide), 10-megapixel (telephoto), 10-megapixel (telephoto)
Front-facing camera10-megapixel10-megapixel40-megapixel
Video capture8K8K8K
ProcessorSnapdragon 888 or 64-bit Octa-Core Processor 2.8GHz (Max 2.4GHz +1.8GHz)Snapdragon 888 or 64-bit Octa-Core Processor 2.8GHz (Max 2.4GHz +1.8GHz)Snapdragon 888 or 64-bit Octa-Core Processor 2.8GHz (Max 2.4GHz +1.8GHz)
Storage128GB/256GB128GB/256GB128GB/256GB, 512GB
RAM8GB8GB12GB, 16GB
Expandable storageNoNoNo
Battery4,000 mAh4,800 mAh5,000 mAh
Fingerprint sensorIn-screenIn-screenIn-screen
Headphone jackNoNoNo
Special featuresIP68 rating, 5G-enabled, 30X Space Zoom, 10W wireless charging,IP68 rating, 5G-enabled, 30X Space Zoom, 10W wireless charging,IP68 rating, 5G-enabled, 100X Space Zoom, 10W wireless charging, 10x optical zoom; S Pen support

Check Also

TTSCI Pre-budget webinar. Birds eye view photo of freight containers

TTSCI free Pre-Budget webinar with Attorney General – Oct 1, 2021

Members of the public are invited to the free annual Pre-Budget webinar entitled: Strategies for Economic …

Pyramid Scheme, TT dollars bills, savings, money for how to save money article in sweet T&T for Sweet TnT Magazine, Culturama Publishing Company, for news in Trinidad, in Port of Spain, Trinidad and Tobago, with positive how to photography.

How to save money on a low income in 2021

Another year begins and you have not even completed your last year’s resolution to save …

3 comments

  1. Howdy! This post couldn?t be written much better! Going through
    this post reminds me of my previous roommate!
    He always kept talking about this. I most certainly will forward this article to him.
    Pretty sure he will have a great read. Many thanks for sharing!

  2. I like this web blog very much, Its a really nice position to read and get information.

  3. I likewise believe thus, perfectly composed post!

Advertisement

Advertisement

News in Pictures

Enhance metabolism
CBD works for pain
Surrogacy
Coconut Drops recipe in Trinidad and Tobago for Sweet TnT Magazine
Exquisite Sorrel Liquor
%d bloggers like this: